Guide to PERA instruments
PERA

Ultimate Guide to PERA Investment Instruments

It’s been almost 3 years since the implementation of Personal Equity Retirement Account or PERA at the end of 2016. Up to this time, most Filipinos are still in the dark about what PERA means and what it can do for them in their retirement. Many of those who have heard of PERA opt to avoid putting their money in it due to a combination of lack of information regarding PERA investment instruments and confusion on how PERA fits in their financial plans. Earlier this year, I wrote a primer on PERA and why all of us need it asap. I’m

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A Visit to Ancient Merv
Travel

A Visit to Ancient Merv

After my relatively painless border crossing from Iran, I was pumped to finally start the next leg of my Silk Road journey. This time visiting Ancient Merv, located near one of Turkmenistan’s largest cities, Mary.  Waiting for me right outside the border gates was Sergey*, my local tour guide. My first request to Sergey was to find me a bottle of Coke, stat! I have been bamboozled into imbibing Zam zam – Iran’s version of Coke – due to its suspiciously Coke-like packaging. Like its originator Pepsi, it wasn’t good enough for my discerning palate. I swear my taste buds

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Katie Scarlett

Katie Scarlett

is a personal finance advocate working towards achieving financial independence and early retirement (FIRE).

Read her story here.
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