RedditPinShareTweetShareClipVibeWhatsAppTelegramPrintEmail0 SharesAs some of you know, I’m back in good old, lovely Metro Manila since the beginning of this year. No, Korea didn’t kick me out. I left semi voluntarily. And since this is my first post since coming back, I will indulge in one of the favorite past times of Balikbayans – comparing the Philippines with the country they just left behind. So in the grand tradition of generations of Balikbayans who are horrified to realize how backward *everything* is in here, despite having lived in this country for decades before moving to a new country, I present you
Reddit2PinShareTweetShareClipVibeWhatsAppTelegramPrintEmail2 SharesOne of the best things I’ve heard about in recent months is the rise of crypto games. Crypto games, also called NFT (non-fungible token) games, blockchain games or play-to-earn games, have enjoyed exponential popularity and growth in the past year. Crypto gaming is probably the biggest reason why a lot of people are suddenly more interested and involved in cryptocurrency in many areas in Southeast Asia and South America. As I shared in my last post here, I developed a deep interest in crypto gaming because of its potential not only as an investment vehicle but more
RedditPinShareTweetShareClipVibeWhatsAppTelegramPrintEmail0 SharesIt’s been a minute since I last updated this blog and I feel I have so much to share that I don’t know where to begin. I spent the last few months taking a long sabbatical from many things to concentrate on work, motherhood, mental health, and of course, wealth-building. But before I get into that story, I wish to apologize to my readers who were waiting for any updates on this blog and thank everyone who sent me messages asking about my whereabouts and general well-being. I am alive and doing well so far, although I
RedditPinShare10TweetShareClipVibeWhatsAppTelegramPrintEmail10 SharesOne positive and fairly recent development in retirement investing in the Philippines is the entry of another industry player whose goal is to bring the Personal Equity and Retirement Account or PERA to the masses. As I shared in my post, New Updates on PERA, ATRAM joined BDO and BPI to become one of the three (3) PERA administrators accredited by the Bureau of Internal Revenue (BIR) with its PERA by Seedbox platform. With this new PERA entrant, I believe it’s high time that we take a closer look into the importance of choosing your PERA Administrator. In
RedditPin4Share7TweetShareClipVibeWhatsAppTelegramPrintEmail11 SharesEver since I began plotting my way out of poverty and learning about personal finance – which started more than decade before I even conceived of writing this blog – I regularly came across people with the same goals as I do but were just proceeding without any specific direction. Like me, they wanted to be financially free in a number of years. But unlike me who had a financial blueprint that I implemented, they were “winging it”. It was crazy to me because for something as important as financial freedom, you’d think that people will exert effort to
RedditPinShare12TweetShareClipVibeWhatsAppTelegramPrintEmail12 SharesOne aspect of personal finance that I want to highlight is knowing how and when to spend our hard-earned money. Although cutting our spending is one way to help us accumulate wealth, there will be times when spending our money will help us achieve our goals, financial or otherwise. In this post, I will share with you the things I don’t regret spending money on and how these expenses impact my life. 1. Laser Eye Surgery I started wearing eyeglasses at 11 due to bad eyesight and astigmatism. I was the kid that everyone called weird. Not just because
RedditPin1Share13TweetShareClipVibeWhatsAppTelegramPrintEmail14 SharesThis is post is contributed by Katie Scarlett Needs Money friend Sherry Jane. The year 2020, in its seeming entirety, is a stern reminder that we all need to set aside an emergency fund. Having money may not solve all of life’s uncertainties, but it can help tide one over during a difficult financial situation. Emergency savings is different from ‘regular’ savings, and these funds should ideally be stored in separate bank accounts. The money held in a ‘regular’ savings account may be used for a much-awaited trip or to buy an item to commemorate a professional milestone;
RedditPinShare15TweetShareClipVibeWhatsAppTelegramPrintEmail15 SharesI know it’s technically not the middle of the year anymore but in my defense, I have three points: I published my last net worth update in March 2020 Many people are confused about what day or month it is due to being cooped up at home to avoid COVID-19. Time no longer feels real Most importantly, this is my site and I can do whatever I want Having said that, I want to share with you, gorgeous readers, my latest, mid-year net worth update as well as what I’ve been up to in the past six months. Here’s
RedditPin3Share38TweetShareClipVibeWhatsAppTelegramPrintEmail41 SharesFinally! Some good news! I was one of the thousands of people who watched the Bangko Sentral ng Pilipinas (BSP) Facebook Live Event launching the Digital PERA (Personal Equity and Retirement Account) last September 9. Like many Filipinos, I’m looking forward to developments in the implementation of PERA, especially on the application of the tax exemptions and the ability to change PERA administrators. One of the highlights, at least for me, of the event, was the speech of BSP Governor Diokno. I learned so many things, many of them horrifying, about retiring in the Philippines. First
RedditPinShare12TweetShareClipVibeWhatsAppTelegramPrintEmail12 SharesThis guest post is contributed by Real_Yield, one of the friends I met through the Reddit Phinvest subreddit and its discord server. Real_Yield is a bottomless font of knowledge. From current financial news, high finance concepts, to classical music, you can trust that Real_Yield will have his say, and everyone will listen. After opening his US brokerage account guided by my post How to Open a TD Ameritrade Account as a Non-Resident Alien and as a “token of gratitude” (his words), he consented to share with my readers his experience in wiring funds to TD Ameritrade with BPI.
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Romance is divine and I'm not one to knock it, but diamonds are a girl's best friend.