A few months ago, I opened a TD Ameritrade account to invest in US index funds because I believe this would help me achieve my financial goals faster. I have my been buying Vanguard ETFs regularly since and plan to hold these investments for a long time. I’m also glad to say that my TD Ameritrade post received a lot of feedback from my readers and some of you were able to successfully open accounts while some were not due to restrictions set by the government of your country of residence. After sharing with you how to open an online
Congratulations! You just got confirmation that your contract has been finalized and you will now get to work overseas! After months, even years of job search and interviewing, not to mention researching and planning, you finally got an offer lucrative enough to entice you to leave the Philippines for greener pastures. Your and your family’s minds are now filled with visions of a better life. The future looks so much brighter. Somehow, the sun is so much sunnier. You are full of optimism and magnanimity, saying yes to a parent’s request for new home appliances and agreeing to finance your
About 30 minutes away from Ashgabat is the ancient Parthian citadel in Old Nisa dating back to 250 BCE at the time of Arsaces I, founder of the empire. A man so manly that all Parthian emperors hence were officially named after him. The root word of his name meant, obviously, manly. The remains of Nisa, called Parthaunisa or Nisae depending on which old historian you read, traverses the modern-day villages of Old and New Nisa, separated by Bagir village. Ancient fortresses and various ruins dating back to the Parthians can still be found reasonably preserved in these two villages.
Starting the beginning of this year, I pledged to continue being frugal when it comes to fashion by recycling whatever I have in my closet. So far, I am succeeding. As a professional woman in my 30s in a conservative working environment, I am slowly overhauling my wardrobe by upgrading pieces while still using my existing clothes and shoes, keeping them well-kept, tailoring them for my figure, and taking care of them in general. In this post, I will share my most important fashion tools and hacks to maximize existing clothing articles. I’ve searched for these solutions for a long
After my short visit to Ancient Merv, I had a simple dinner at the canteen beside Mary’s train station to wait for my 11 pm overnight train to Ashgabat, Turkmenistan’s capital 360 kilometers to the west. I asked Sergey*, my tour guide, to book the train tickets instead of driving to the capital since I wanted to experience traveling in Turkmenistan using public transportation but also wary of riding the marshutka as I don’t speak the local language. Name changed for security reasons. The train compartment had 2 bunk beds. Naturally, I took one of the top bunks even before the
It’s been almost 3 years since the implementation of Personal Equity Retirement Account or PERA at the end of 2016. Up to this time, most Filipinos are still in the dark about what PERA means and what it can do for them in their retirement. Many of those who have heard of PERA opt to avoid putting their money in it due to a combination of lack of information regarding PERA investment instruments and confusion on how PERA fits in their financial plans. Earlier this year, I wrote a primer on PERA and why all of us need it asap. I’m
After my relatively painless border crossing from Iran, I was pumped to finally start the next leg of my Silk Road journey. This time visiting Ancient Merv, located near one of Turkmenistan’s largest cities, Mary. Waiting for me right outside the border gates was Sergey*, my local tour guide. My first request to Sergey was to find me a bottle of Coke, stat! I have been bamboozled into imbibing Zam zam – Iran’s version of Coke – due to its suspiciously Coke-like packaging. Like its originator Pepsi, it wasn’t good enough for my discerning palate. I swear my taste buds
The FIRE or financial independence and early retirement community is the fastest growing personal finance movement online. The dream of acquiring enough money and assets in the form of real estate, stock and bonds portfolio, and other investments that you can live off the proceeds and retire while still relatively young is the DREAM. For a long time, this dream was unreachable for mere mortals. Not anymore. A lot of people have demonstrated that retiring early is achievable. Mr. Money Mustache FIRE’d at 30. Sam of Financial Samurai retired at 34. Paula Pant became financially free through real estate investing
First, I’d like to apologize to my readers for my blog’s silence for a few weeks now. I went on an amazing vacation to Peru and Bolivia to celebrate my birthday and then after I got back, I was afflicted with what I thought was ennui but was actually a mild case of stomach flu. I’m so much better now. And now, I’m posting my long-delayed net worth update for the first half of the year. Looking back, I’m very pleased with how my year is going so far. My parent’s finances are stabilizing so there’s no need for me
This post was first published in my old travel blog, Erudite Traveller on 20 December 2017. One of the things I obsessively prepared for during the planning stage of my Silk Road 2017 trip is how to cross to Turkmenistan, a land-locked country with border crossings in Iran, Afghanistan, Kazakhstan, and Uzbekistan. In the end, I opted to cross the Iran-Turkmenistan border in Sarakhs, a city straddling the two countries. Getting through the border between the two countries was a surreal experience. The brown and desolate winding mountains and sand dunes in the Iranian side, despite the presence of giant
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