TAXATION ON US STOCK INVESTMENTS OF NON-RESIDENT ALIENS
Cross Border Investment

Taxation on US Stocks of Non-Resident Aliens

RedditPin3Share9TweetShareClipVibeWhatsAppTelegramPrintEmail12 SharesA few months ago, I opened a TD Ameritrade account to invest in US index funds because I believe this would help me achieve my financial goals faster. I have been buying Vanguard ETFs regularly since and plan to hold these investments for a long time.   I’m also glad to say that my TD Ameritrade post received a lot of feedback from my readers and some of you were able to successfully open accounts while some were not due to restrictions set by the government of your country of residence.   After sharing with you how to open

Read More »
Guide to PERA Investment Instruments
PERA

Ultimate Guide to PERA Investment Instruments

RedditPin2Share21TweetShareClipVibeWhatsAppTelegramPrintEmail23 SharesIt’s been almost 3 years since the implementation of Personal Equity Retirement Account or PERA at the end of 2016. Up to this time, most Filipinos are still in the dark about what PERA means and what it can do for them in their retirement. Many of those who have heard of PERA opt to avoid putting their money in it due to a combination of lack of information regarding PERA investment instruments and confusion on how PERA fits in their financial plans. Earlier this year, I wrote a primer on PERA and why all of us need it asap.

Read More »
Initial Thoughts on First Metro Sec Pro
Products Services and Reviews

Initial Thoughts on FirstMetroSec Pro

RedditPinShare119TweetShareClipVibeWhatsAppTelegramPrintEmail119 SharesHands down, of all Philippine online trading platforms I have used and/or seen, FirstMetroSec Pro is the best. It outstrips all other Philippine trading platforms by a mile.   I had the chance to use FirstMetroSec Pro since the beginning of April and what I have seen so far impressed me.  I’ve been comparing it to other local platforms – I have AB Capital Securities and BPI Trade and watched a lot of  COL videos and tutorials in Youtube – as well as with US downloadable and web-based platforms like TD Ameritrade’s Sink or Swim and the ones I

Read More »
prepare to invest with these 8 money moves
Back to Basics

Prepare to Invest and Win at Life with these 8 Money Moves

RedditPinShare31TweetShareClipVibeWhatsAppTelegramPrintEmail31 SharesA lot of people are so excited to grow their money that they just jump into the game without proper planning and without laying a strong financial foundation that will ensure investing success. I know a lot of people (not excluding myself) who will immediately find a way to “invest” as soon as they have some spare money, without proper planning and due diligence because they want to grow their money right away. This is usually how people become victims of investment scams, become cash cows for the fat commissions paid to unscrupulous financial agents who take advantage of

Read More »
TD Ameritrade Account Outside of the US
Cross Border Investment

How to Open a TD Ameritrade Account Outside of the US as a Non Resident Alien

Reddit1Pin9Share100TweetShareClipVibeWhatsAppTelegramPrintEmail110 SharesThose of us outside of the USA can only wish on the sidelines when Americans and those who have access to the US securities market talk about their plans on investing in some famous blue chip and/or tech stock or how they plan on putting their retirement money in a low-cost index ETF like the VTI (Vanguard Total Market ETF).  Well, I’m not about to just read about these amazing investments and be content with my lot in life. So I scoured the web and intensely researched how I, too, can invest in the USA even though I am

Read More »
Retirement for Filipino professionals
Retirement

What Retirement Looks Like for the Regular Filipino Professional

RedditPin2Share62TweetShareClipVibeWhatsAppTelegramPrintEmail64 SharesIn the Philippines, we have separate retirement schemes for those who are employed in the private sector and those in government. Private sector employees are covered by the Social Security System (SSS), while its counterpart is the Government Service Insurance System (GSIS). Both are mandatory, which means that employees and employers alike cannot opt-out of paying premiums, even if they think they can get better returns by investing somewhere else. As long as you’re employed, the government requires that your HR department deduct the right amount from your salary every month and remit it to SSS or GSIS. Both

Read More »
et Free Insurance BPI Save Up
Back to Basics

Make your money work harder by getting free insurance with BPI Save Up

RedditPinShare4TweetShareClipVibeWhatsAppTelegramPrintEmail4 SharesI’m always looking for ways to make my money work harder. When I first learned about BPI Save Up more or less 10 years ago while I was still working at a BPO, I immediately opened one. I got to have automatic savings and free insurance? What’s not to like? Why not let my money do two things, instead of doing only one thing? Unfortunately, when I changed jobs my payroll bank account also changed. I didn’t bother keeping the BPI Save Up account active. After years of dormancy it became a regular savings account. I recently decided to

Read More »
What is PERA
PERA

What is PERA and why you need one right now

RedditPin1Share55TweetShareClipVibeWhatsAppTelegramPrintEmail56 SharesPersonally, I don’t want to grow old poor. I’m sure you don’t want to be poor when you grow old either. And I bet that nobody in the world ever wants to be old and poor. So in order to help Pinoys prepare to be not poor when they’re old, I will discuss PERA in-depth, and why you need one right now. Retirement planning is a crucial yet regretfully neglected part of financial planning in the Philippines. People usually put off saving for retirement in the last 5 to 10 years of their working lives.  Unfortunately, the money they

Read More »
Ultimate Guide to Philippine Index Funds
Investing

The Ultimate Guide to Philippine Index Funds

RedditPin10Share2.5KTweetShareClipVibeWhatsAppTelegramPrintEmail2.5K SharesUpdated on 03 September 2019 Many of us are already aware of the advantages of investing in index funds but are having a hard time choosing which fund to invest in. We are enticed by a dizzying array of index fund options, ranging from mutual funds, UITFs, and even an ETF, with their respective pros and cons. Although there are a lot of information available online, it is hard to sift through the hype. So I decided to conduct my own extensive and thorough research (I hope) and create the ultimate guide to Philippine index funds that is easily accessible

Read More »
Savings Tips That Will Change Your Life
Savings

Savings Tips That Will Change Your Life Part 1

RedditPin1ShareTweetShareClipVibeWhatsAppTelegramPrintEmail1 SharesIn terms of looking for ways to save money, we’ve seen it all. Almost everyone has their go-to way to save, ranging from the mundane (clip and use coupons!) to petty criminality (take home toilet paper from work). In this post, I will share some savings tips that can potentially change your life. Potentially because it’s still up to you if you’ll apply them in your life.   All of these have and continues to work for me. I hope you can incorporate some of these ideas in your journey to a better financial future.   Saving money can

Read More »
as-featured-on-camp-fire-finance-square-transparent-animated
Katie Scarlett

Katie Scarlett

is a personal finance advocate working towards achieving financial independence and early retirement (FIRE).

Read her story here.

Be part of the Scarlett List!

Join hundreds of readers who receive weekly updates on the latest tea on escaping poverty and achieving FIRE (financial independence and early retirement) in the Philippines. 

My Most Popular Posts