One aspect of personal finance that I want to highlight is knowing how and when to spend our hard-earned money. Although cutting our spending is one way to help us accumulate wealth, there will be times when spending our money will help us achieve our goals, financial or otherwise. In this post, I will share with you the things I don’t regret spending money on and how these expenses impact my life. 1. Laser Eye Surgery I started wearing eyeglasses at 11 due to bad eyesight and astigmatism. I was the kid that everyone called weird. Not just because of
Most of us find it hard to find gifts to celebrate special times. So I compiled a list of gift ideas for the financially savvy person in your life to help you plan for the holidays. Of course, you can also just give people gifts as a way to make them feel special, even when there’s no occasion. YOUNG CHILDREN The best time to start a person’s financial education is when they’re still young. For young children, it’s best to keep it simple. Start by teaching them the value of saving their money. For this, you basically have two options:
As a personal finance education enthusiast, I love finding new PF literature that gives me new ideas. In the more than 15 years of consuming personal finance books and blogs, I’ve come to notice that many inevitably explore more or less the same ideas, with the best ones giving you a new a take on old wisdom and the bad ones being just basically bad rewording of personal finance classics. So it’s always such a surprise when I encounter works that combine existing knowledge with a different perspective while giving new and original ideas that make you think. That’s why
Starting the beginning of this year, I pledged to continue being frugal when it comes to fashion by recycling whatever I have in my closet. So far, I am succeeding. As a professional woman in my 30s in a conservative working environment, I am slowly overhauling my wardrobe by upgrading pieces while still using my existing clothes and shoes, keeping them well-kept, tailoring them for my figure, and taking care of them in general. In this post, I will share my most important fashion tools and hacks to maximize existing clothing articles. I’ve searched for these solutions for a long
It’s very rare for one product to embody most, if not all, the ideals of a wise and ethical consumer: sustainable, economical, empowering, and socially responsible. I’m talking, obviously, about the wonder that is the menstrual cup. A menstrual cup is a small cup made with latex or silicon inserted into the vaginal canal to catch your period. Unlike tampons and sanitary pads, menstrual cups do not absorb blood but collects them. This means you can use your menstrual cup longer each time. Unlike tampons and sanitary pads that have to be replaced every four hours (depending on how
Hands down, of all Philippine online trading platforms I have used and/or seen, FirstMetroSec Pro is the best. It outstrips all other Philippine trading platforms by a mile. I had the chance to use FirstMetroSec Pro since the beginning of April and what I have seen so far impressed me. I’ve been comparing it to other local platforms – I have AB Capital Securities and BPI Trade and watched a lot of COL videos and tutorials in Youtube – as well as with US downloadable and web-based platforms like TD Ameritrade’s Sink or Swim and the ones I used
In my previous post, I explained why we should buy travel insurance and the criteria to keep in mind when buying one. I mentioned the many ways that a perfect vacation can suddenly turn into disaster due to medical emergency and the accompanying costs. So after doing hours upon hours of research reading about offering and trying to contact insurance providers and banks, I finally settled on one. Here is my Pacific Cross travel insurance review, where I lay out why chose this product and how easy it is to buy from them. DISCLAIMER: This is NOT a sponsored post
One of the things we often neglect when we go on trips abroad is buying travel insurance. We’re justifiably obsessed with getting the best deals on plane tickets and hotels, arranging itineraries, and researching “must have” experiences we shouldn’t miss. But when it comes to protecting ourselves from possible expenses such as accidents, missed flights, and other things that might negatively impact our travel, we turn a blind eye. We don’t want to “jinx” the trip by being “too negative”. [bctt tweet=”By the time we realize that we should’ve purchased travel insurance, we’re already in the middle of a very
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