Psychology of Money

But First, You Need a Financial Blueprint

Pin8Share7TweetShare15 SharesEver since I began plotting my way out of poverty and learning about personal finance – which started more than decade before I even conceived of writing this blog – I regularly came across people with the same goals as I do but were just proceeding without any specific direction. Like me, they wanted to be financially free in a number of years. But unlike me who had a financial blueprint that I implemented, they were “winging it”. It was crazy to me because for something as important as financial freedom, you’d think that people will exert effort to

February 27, 2021 2 Comments

FIRE

Why I Want to FIRE – A Personal Tale of Early Woes and Awesome Wins

PinShare32TweetShare32 SharesI was in yoga class one night when I realized that I’ve been speaking to you guys about money and ways to achieve financial goals but you barely know anything about me, Katie Scarlett. After bringing this fact up to my son, I decided to be more open with you guys. I want to share with you why I want to achieve financial independence and early retirement (FIRE). I feel privileged that so many of you have shared your stories and goals with me privately via email or Facebook messenger. And to balance that out, I think it’s now

October 31, 2019 12 Comments

PERA

Ultimate Guide to PERA Investment Instruments

Pin4Share37TweetShare41 SharesIt’s been almost 3 years since the implementation of Personal Equity Retirement Account or PERA at the end of 2016. Up to this time, most Filipinos are still in the dark about what PERA means and what it can do for them in their retirement. Many of those who have heard of PERA opt to avoid putting their money in it due to a combination of lack of information regarding PERA investment instruments and confusion on how PERA fits in their financial plans. Earlier this year, I wrote a primer on PERA and why all of us need it asap.

August 17, 2019 25 Comments