Like Katie Scarlett on Facebook!

FIRE

FIRE-ing in Developing Countries: Does the 4% Safe Withdrawal Rate Apply To Us?

Pin6Share13TweetShare19 SharesFor the past few days, I’ve been trying to write a post about challenges in achieving FIRE (financial independence, retire early), comparing the situation of those who live in developing countries versus the experiences of people who live in developed, Western countries. It seems obvious that our experiences in developing countries will be different from the experiences of people in the West but I want to still write these challenges down to serve as food for thought for people like me who are on this FIRE journey, as well as to start a discussion. This is not that post.

September 18, 2019 5 Comments

PERA

Ultimate Guide to PERA Investment Instruments

Pin4Share37TweetShare41 SharesIt’s been almost 3 years since the implementation of Personal Equity Retirement Account or PERA at the end of 2016. Up to this time, most Filipinos are still in the dark about what PERA means and what it can do for them in their retirement. Many of those who have heard of PERA opt to avoid putting their money in it due to a combination of lack of information regarding PERA investment instruments and confusion on how PERA fits in their financial plans. Earlier this year, I wrote a primer on PERA and why all of us need it asap.

August 17, 2019 25 Comments