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Psychology of Money

But First, You Need a Financial Blueprint

Pin8Share7TweetShare15 SharesEver since I began plotting my way out of poverty and learning about personal finance – which started more than decade before I even conceived of writing this blog – I regularly came across people with the same goals as I do but were just proceeding without any specific direction. Like me, they wanted to be financially free in a number of years. But unlike me who had a financial blueprint that I implemented, they were “winging it”. It was crazy to me because for something as important as financial freedom, you’d think that people will exert effort to

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How To Calculate Your Real Hourly Wage and Why You Should Do It
Psychology of Money

How to Calculate Your Real Hourly Wage and Why You Should Do It

Pin10Share27TweetShare37 SharesHere’s a very neat method I learned from the classic personal finance book,  Your Money or Your Life: how to calculate my real hourly wage and why I should do it.   The concept is this: [bctt tweet=”we only have a limited time on Earth and we exchange a portion of that time to go to work and earn money. That means we are literally giving up our life for money. ” username=”MeKatieScarlett”]   Which raises the question: are the things we’re spending money on worth the life we’re giving up to buy them?   How to Calculate Your

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Katie Scarlett

Katie Scarlett

is a personal finance advocate working towards achieving financial independence and early retirement (FIRE).

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